Welcome to CashCity’s internet cash advance site. In just seconds you can apply for no fax (in most cases) Installment Payday Loans. This is the safest way to get fast cash on the web. If you need emergency cash, a personal loan, payday loan, or just fast cash, you are in the right spot!
In just a few clicks you can have cash now. Whether you are in need of quick cash through our standard payday loan or your needs demand quick cash through our personal installment loan, we have the personal loan to meet your needs. To start the process of obtaining fast cash click on one of the “Apply Now” buttons or simply begin filling in the “Loan Application.”
Cashcity is dedicated to providing consumers with the BEST delivery and execution of personal loans in today’s market place. We look forward to the privilege of working with you.
Make Cashcity Payday your neighborhood lending source for all your quick cash installment payday loans and personal loans.
“The Unexpected” – It’s amazing how many times you need extra CASH for everyday needs.
“The Expected” – You can count on Cashcity to help when you are in need of fast cash.
“The Positive” – whether it is an emergency or just short on cash, Cashcity is your short term personal loan solution.
Cashcity is dedicated to helping you bridge the gap between paydays using our personal loans from the privacy of your own home. Our loans are a quick solution to household expenses, emergencies, or an unexpected need.
At Cashcity Payday, your privacy is our priority! We use the latest technology to ensure your personal information is safe and secure. We make certain that your personal information is completely protected 24/7 GUARANTEED!
A lender may charge and collect interest in respect to a revolving credit plan or closed end loan at such daily, weekly, monthly, annual, or other periodic percentage rate or rates as the agreement governing the plan or loan provides, or as established in the manner provided in such agreement. Periodic interest may be calculated on a revolving credit plan using any balance computation method provided for in the agreement governing the plan. Periodic interest may be calculated on a closed end loan by way of simple interest or such other method as the agreement governing the loan provides.
If the agreement governing the revolving credit plan or closed end loan so provides, the periodic percentage rate or rates of interest may vary in accordance with a schedule or formula. Such periodic percentage rate or rates may vary from time to time as the rate determined in accordance with such schedule or formula varies and such periodic percentage rate or rates, as so varied, may be made applicable to all or any part of the outstanding unpaid indebtedness or outstanding unpaid amounts. In the case of revolving credit, such rate shall become applicable on or after the first day of the billing cycle that contains the effective date of such variation. In the case of closed end loan transactions, such rate may be made applicable to all or any part of the outstanding unpaid amounts on and after the effective date of such variation. Without limitation, a permissible schedule or formula hereunder may include provisions in the agreement governing the revolving credit plan or closed end loan agreement for a change in the periodic percentage rate or rates of interest applicable to all or any part of outstanding unpaid indebtedness or outstanding unpaid amounts, whether by variation of the then applicable periodic percentage rate or rates of interest, variation of an index or margin or otherwise, contingent upon the happening of any event or circumstance specified in the plan or agreement, which event or circumstance may include the failure of the borrower to perform in accordance with the terms of the revolving credit plan or loan agreement.
Additional Fees and Charges; Limitations
Fees for services rendered or reimbursement of expenses – reasonable fees for services rendered or for reimbursement of expenses incurred in good faith by the licensee or its agent in connection with such loan, including without limitation, commitment fees, official fees and taxes, premiums or other charges for any guarantee or insurance protecting the licensee against the borrower’s default or other credit loss, or costs incurred by reason of examination of title, inspection, recording and other formal acts necessary or appropriate to the security of the loan, filing fees, attorney’s fees and travel expenses. In the event a borrower defaults under the terms of the loan, the licensee may, if the borrower’s account is referred to an attorney (not a regularly salaried employee of the licensee) or to a third party for collection and if the agreement governing, or the bond, note or other evidence of, the loan so provides, charge and collect from the borrower a reasonable attorney’s fee. In addition, following a borrower’s default, the licensee may, if the agreement governing , or the bond, note or other evidence of, the loan so provides, recover from the borrower all court, alternative dispute resolution or other collection costs (including, without limitation, fees and charges of collection agencies) actually incurred by the licensee.
Deferral charges – a deferral charge may be assessed to a borrower in accordance with an agreement to permit the borrower to defer installment payments of a loan.
Delinquency charges – if the agreement governing the loan so provides, a late or delinquency charge may be imposed upon any outstanding unpaid installment payment or portions thereof under the loan agreement which are in default; provided, however, that no more than 1 such delinquency charge may be imposed in respect of any single such installment payment or portion thereof regardless of the period during which it remains in default; and provided further that no such delinquency charge may exceed 5% of the amount of any such installment or portion thereof in default.
Returned check charges – if the agreement governing the loan so provides, a returned check charge may be assessed to consumers, for checks that are returned unpaid provided the amount(s) of such charges are customary and reasonable.
CONSUMER NOTICE: Cash Advances and Installment Loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.